Insurance for the risks that close businesses.
Birch Creek Insurance is an independent agency placing commercial, cyber, and personal coverage with multiple carriers. We shop your account across our markets instead of fitting it to one carrier's appetite.
Independent by design
We're not captive to one carrier. That means access to multiple markets and the ability to place coverage where it actually fits, rather than where a single company's appetite happens to land.
Straight answers
Clients tell us the most useful thing we do is explain what they're actually buying. Coverage, limits, exclusions, and what a policy will and won't do — in plain terms, before anything is signed.
Honest, even when it costs us
Sometimes the right answer is that what you have is already the better deal. We'll tell you that.
Licensed in Utah and Idaho
An independent agency writing personal, commercial, and cyber coverage across both states.
Services
Cyber & Technology
The exposures a standard business policy wasn't written for. Ransomware, social engineering, fraudulent wire transfers, and breach response. Most owners find the gap during the claim.
Business Insurance
Property, general liability, commercial auto, workers' compensation, and umbrella. Marketed across carriers so the program fits how you actually operate.
Personal Insurance
Home, auto, umbrella, life, and the toys. We shop it across our carriers and tell you what you're actually buying.
Testimonials
Rhett O.
"Graham did a stellar job in getting my business and personal insurance sorted. I was underinsured, but now have better coverage."
Penny K.
"I highly recommend Graham for his integrity and meticulous approach. He attentively listened to my needs and conducted thorough research to find the optimal solution. I especially appreciated how he patiently explained every detail. Graham is exceptionally fair, honest, and transparent—a true professional."
Zayden H.
"I had just started my own construction business about 5 years ago and had no clue what to do about the business side of the company, especially insurance. After shopping around, I found Graham to be extremely helpful in not just helping me find good coverage for my scope of work, but also explained to me why it’s good. I’ve got a long way to go learning the business side, but insurance isn’t something I worry about anymore. Highly recommend having at least a conversation with him and witness for yourself!
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